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October is National Retirement Security Month, an opportunity to consider not only how people prepare for retirement, but also how they plan to support themselves throughout it. For �ֲ���ý��Ƶ, retirement security is more than a month-long observance. It's a commitment that guides how the company helps individuals and families prepare for the future and supports the employers, financial professionals, and institutions that serve them.

As people live longer and retirement planning becomes increasingly complex, many individuals are seeking greater certainty about how they will generate income throughout retirement. Questions about market volatility, healthcare costs and how long retirement might last are important parts of that conversation and have heightened the importance of building retirement strategies that not only help people save, but also help them turn those savings into reliable income.

At �ֲ���ý��Ƶ, helping people achieve retirement confidence is central to the company's purpose. For generations, �ֲ���ý��Ƶ has focused on developing solutions designed to help individuals and families prepare for the future.

“Retirement security means more than accumulating assets. It means having confidence that your savings can help support you throughout retirement,” said Karen Neeley, senior vice president of the Institutional Division, �ֲ���ý��Ƶ. “Our focus is on helping individuals and the organizations that serve them prepare for that next chapter, with solutions designed to support long-term financial confidence and security.”

Research and industry discussions continue to highlight growing interest in strategies that help people convert retirement savings into reliable income. As traditional pension plans become less common, retirees increasingly face the challenge of creating their own retirement income streams while managing market uncertainty and longevity risk.

Education is an important part of that work. During National Retirement Security Month, �ֲ���ý��Ƶ is sharing perspectives and resources that explore retirement income strategies, challenges to retirement readiness, and the role lifetime income solutions can play, including:

• Trends shaping the retirement income landscape
• Approaches to generating retirement income
• Challenges that can affect retirement readiness
• The role of lifetime income solutions in supporting retirement confidence
• Perspectives on navigating market volatility in retirement

For those interested in learning more, �ֲ���ý��Ƶ offers educational articles and industry insights:

• The Retirement Income Landscape
• Collaborating for Retirement Confidence
• �ֲ���ý��Ƶ and iJoin: Personalizing Lifetime Income Solutions
• Weathering the Storm: Combating Market Volatility with Guaranteed Income
• Navigating the Roadblocks to a Secure Retirement
• Make the Most of Your Retirement with an Informed Income Strategy
• How to Generate Retirement Income
• Explore More Institutional Insights

National Retirement Security Month is an opportunity to broaden the retirement conversation from how people build savings to how they use those savings to create a secure retirement. �ֲ���ý��Ƶ remains committed to supporting that conversation with education, insights, and solutions for individuals and the organizations that serve them.

Disclosure: References to lifetime income refer to annuity payments paid to certificate holders under a group annuity contract issued by �ֲ���ý��Ƶ. �ֲ���ý��Ƶ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. �ֲ���ý��Ƶ, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan. This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice. Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or tax professionals for guidance regarding their specific financial situations. �ֲ���ý��Ƶ refers to �ֲ���ý��Ƶ and its affiliates, including �ֲ���ý��Ƶ & Annuity Company. Insurance products can be issued in all states, except New York, by �ֲ���ý��Ƶ or �ֲ���ý��Ƶ & Annuity Company. In New York, insurance products are only issued by �ֲ���ý��Ƶ & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. The home office for �ֲ���ý��Ƶ & Annuity Company is located in Phoenix, Arizona. The home office for �ֲ���ý��Ƶ is located in Omaha, Nebraska.