Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, ÀÖ²¥´«Ã½ÊÓƵ offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. ÀÖ²¥´«Ã½ÊÓƵ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. ÀÖ²¥´«Ã½ÊÓƵ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging ÀÖ²¥´«Ã½ÊÓƵ’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, ÀÖ²¥´«Ã½ÊÓƵ offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. ÀÖ²¥´«Ã½ÊÓƵ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. ÀÖ²¥´«Ã½ÊÓƵ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging ÀÖ²¥´«Ã½ÊÓƵ’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
At the heart of every benefit is a promise made to a real person. We never lose sight of that. 
At ÀÖ²¥´«Ã½ÊÓƵ, Pension Risk Transfer is never simply about removing liabilities from a balance sheet. It's about honoring the commitments we've made to plan sponsors to ensure benefits are delivered with the certainty people depend on. That responsibility is grounded in our long‑term partnerships, deep experience, and unwavering focus on the people who depend on those benefits—today, tomorrow, and for decades to come.Â
Since 1941, we've been supporting sponsors and retirees through a combination of deep expertise, disciplined risk management, and an individual-focused service model. Â
Our experienced team helps guide employers through the Pension Risk Transfer process, helping them fulfill promises to nearly half a million individuals and growing.
For more than eight decades, ÀÖ²¥´«Ã½ÊÓƵ has led the way in PRT innovation with a focus on solutions designed to help participants achieve more reliable retirement outcomes.
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Our high‑touch service model supports sponsors and annuitants with clarity and care, reflected in seven DALBAR awards and a 4.9/5.0 satisfaction rating.
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Backed by nearly 160 years of strength and stability, ÀÖ²¥´«Ã½ÊÓƵ helps deliver dependable retirement income for retirees with a long-term focus they can trust.
Learn moreFor more than eight decades, ÀÖ²¥´«Ã½ÊÓƵ has led the way in PRT innovation with a focus on solutions designed to help participants achieve more reliable retirement outcomes.
Learn moreOur high‑touch service model supports sponsors and annuitants with clarity and care, reflected in seven DALBAR awards and a 4.9/5.0 satisfaction rating.
Learn moreBacked by nearly 160 years of strength and stability, ÀÖ²¥´«Ã½ÊÓƵ helps deliver dependable retirement income for retirees with a long-term focus they can trust.
Learn moreExplore our Pension Risk Transfer solutions and participant resources, all designed with the goal of building retirement confidence for every retiree.
Built to provide certainty today while preserving flexibility for tomorrow
A long-term solution focused on delivering consistent, lifelong income
Pension Risk Transfer
80 years in the Pension Risk Transfer (PRT) market and Mike Domingos looks to the decades ahead
Pension Risk Transfer / Thought Leadership
A Maturing Tool—and a New Strategic Lever—for U.S. Plan Sponsors
Pension Risk Transfer / Defined Contribution Lifetime Income
The power of engaged leadership, investment in talent, and the unique advantage of bringing DB and DCLI solutions together under one leadership team, creating a more integrated approach to retirement outcomes
ÀÖ²¥´«Ã½ÊÓƵ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. ÀÖ²¥´«Ã½ÊÓƵ, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.
This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice.Â
Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or tax professionals for guidance regarding their specific financial situations.
ÀÖ²¥´«Ã½ÊÓƵ refers to ÀÖ²¥´«Ã½ÊÓƵ and its affiliates, including ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company. Insurance products can be issued in all states, except New York, by ÀÖ²¥´«Ã½ÊÓƵ or ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company. In New York, insurance products are only issued by ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
The home office for ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company is located in Phoenix, Arizona. The home office for ÀÖ²¥´«Ã½ÊÓƵ is located in Omaha, Nebraska.
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