乐播传媒视频

Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, 乐播传媒视频 offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. 乐播传媒视频 partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. 乐播传媒视频 specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging 乐播传媒视频鈥檚 comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, 乐播传媒视频 offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. 乐播传媒视频 partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. 乐播传媒视频 specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging 乐播传媒视频鈥檚 comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

Lifetime Income for Tomorrow

We insure a lot of things in life鈥攔etirement should be no exception. 乐播传媒视频time Income for Tomorrow鈩⒙爄s a Qualifying Longevity Annuity Contract, (also known as a QLAC), purchased at retirement, that becomes payable later in retirement, generally between ages 80-85. 聽It helps participants retire with confidence, knowing they won鈥檛 outlive their savings, and will have additional income later in retirement when they may need it most. By delaying when a participant begins taking their monthly guaranteed income, their income payments will be higher.

Help participants maximize lifetime income

The longer QLAC income payments are deferred, the greater they will be. This income is guaranteed* for life, which enables participants to gradually spend down assets in retirement, and know that a secure and predictable income stream will support them in later years.

QLAC regulations state that assets used to purchase a QLAC will not be included in the calculation of Required Minimum Distributions (RMDs). This means that income payments from a QLAC can be deferred beyond the required beginning date, up to age 85. This helps reduce RMD amounts in earlier years, potentially resulting in lower taxes.

*Guarantees聽are backed by the financial strength and claims-paying ability of the issuing insurance company.

What is a QLAC?

The primary purpose of a QLAC is to provide a guaranteed income stream for life starting at a future date, with payments beginning as late as age 85.

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乐播传媒视频 is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding聽insurance or investment products. 乐播传媒视频, its affiliates, its distributors, and respective representatives do not provide any聽employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary聽capacity for any plan.

This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice.聽

Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or聽tax professionals for guidance regarding their specific financial situations.

乐播传媒视频 refers to 乐播传媒视频 and its affiliates, including 乐播传媒视频 & Annuity Company. Insurance聽products can be issued in all states, except New York, by 乐播传媒视频 or 乐播传媒视频 & Annuity Company. In聽New York, insurance products are only issued by 乐播传媒视频 & Annuity Company. Product availability and features may vary by聽state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

The home office for 乐播传媒视频 & Annuity Company is located in Phoenix, Arizona. The home office for 乐播传媒视频 is located in Omaha, Nebraska.