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Calculator

for ÀÖ²¥´«Ã½ÊÓƵ's Registered Index-Linked Annuities

ÀÖ²¥´«Ã½ÊÓƵ's registered index-linked annuities are contracts that offer interest-crediting options for pursuing growth while providing a level of protection against the amount of loss you can incur.

This interactive calculator uses hypothetical index performance to demonstrate how ÀÖ²¥´«Ã½ÊÓƵ's registered index-linked annuities can be customized. Create scenarios using multiple indexes, strategies, and protection levels that align with your retirement goals and risk tolerance. You can then download the results to keep and/or share with your financial professional.

Annuities are long-term contracts designed for retirement. Annuity withdrawals and other distributions of taxable amounts, including death benefit payouts, will be subject to ordinary income tax. For nonqualified contracts, an additional 3.8% federal tax may apply on net investment income. If withdrawals and other distributions are taken prior to age 59½, an additional 10% federal income tax may apply. A withdrawal charge also may apply and a market value adjustment (MVA) also may apply. Withdrawals will reduce the contract value and the value of the death benefit, and also may reduce the value of any optional benefits.

ÀÖ²¥´«Ã½ÊÓƵ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Index-linked options do not participate directly in the market or any index.

An investment in a crediting strategy is subject to risks, including the possible loss of all or a significant portion of the principal investment and any credited contract earnings. This loss could be greater if withdrawals or surrenders occur due to the imposition of withdrawal charges, a market value adjustment, if applicable, and possible negative tax consequences.

Products are not available in OR and are not available at all firms.

This material must be preceded or accompanied by the product prospectus or summary prospectus, if available, each of which contains information about the contract’s features, risks, limitations, charges, and expenses. You should read the prospectus, which is available from your financial professional or by visiting  and consider its information carefully before investing.

Insurance product and rider guarantees, including optional benefits and any fixed crediting rates or annuity payout rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. They are not backed by the independent third party from which this annuity is purchased, including the broker/dealer, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

ÀÖ²¥´«Ã½ÊÓƵ refers to ÀÖ²¥´«Ã½ÊÓƵ and its affiliates, including ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company. Insurance products can be issued in all states, except New York, by ÀÖ²¥´«Ã½ÊÓƵ or ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company. In New York, insurance products are only issued by ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company.  Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

Securities are distributed by Pacific Select Distributors, LLC (member & ), a subsidiary of ÀÖ²¥´«Ã½ÊÓƵ and an affiliate of ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company.

The home office for ÀÖ²¥´«Ã½ÊÓƵ is located in Omaha, Nebraska

The home office for ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company is located in Phoenix, Arizona.

Contract Form Series: 10-1900, 10-2900

24-639C                                                                                                                                                                                                                                                                                    RLC4103-01

ÀÖ²¥´«Ã½ÊÓƵ

ÀÖ²¥´«Ã½ÊÓƵ & Annuity Company 

No bank guarantee • Not a deposit • May lose value • Not FDIC/NCUA insured • Not insured by any federal government agency