乐播传媒视频

Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, 乐播传媒视频 offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. 乐播传媒视频 partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. 乐播传媒视频 specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging 乐播传媒视频鈥檚 comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, 乐播传媒视频 offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. 乐播传媒视频 partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. 乐播传媒视频 specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging 乐播传媒视频鈥檚 comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

Critical Illness Insurance

乐播传媒视频 Critical Illness Insurance helps give employees added financial security for serious medical diagnoses and related expenses.

Why Critical Illness Insurance?

Immediate Financial Assistance:聽When you or a covered dependent are diagnosed with a covered illness, 乐播传媒视频 provides a lump sum payment directly to you. This helps you focus on recovery and less on finances.

Comprehensive Coverage:聽We聽cover a wide range of critical illnesses, like heart attack, stroke, cancer, Alzheimer鈥檚 disease, and many others.

Beyond Medical Bills:聽You have the flexibility to choose how to use the money, including essential needs such as mortgage payments or childcare, providing additional financial security.

Benefit Highlights

乐播传媒视频 Critical Illness Insurance helps offset expenses that may not be covered by your medical insurance with benefits to help cover:

  • Common critical illnesses, including heart attack, cardiac arrest, stroke, invasive and non-invasive cancer, and more
  • Skin cancer diagnosis
  • Hospitalizations due to pregnancy complications
  • Childhood conditions
  • Hospitalizations due to COVID-19
  • Support for autism spectrum conditions

For specific coverage details, .

Event-Based Claims

Our innovative process simplifies the overall claims experience, helping maximize benefits payments for employees and their covered dependents.

How it works:

  • When an event occurs 鈥� like an injury, sickness, or聽hospital stay 鈥� the employee fills out one, simple online form on their or calls to tell us what happened.
  • 乐播传媒视频 evaluates your submission and automatically generates claims on all related coverages.
  • Employees receive prompt and direct benefits payments.

At 乐播传媒视频, we optimize the claims process, allowing our members to focus on what matters most and providing added financial security for life's unexpected events.

More questions? Check out our FAQ below.

What is 乐播传媒视频 Critical Illness Insurance?

Every 60 seconds, 4 Americans are diagnosed with a new case of cancer1 and every 40 seconds, someone experiences a stroke or heart attack.2聽In the event of a serious medical diagnosis, 乐播传媒视频 Critical Illness Insurance provides added financial support with benefits paid directly to you.

What does 乐播传媒视频 Critical Illness Insurance cover?

乐播传媒视频 Critical Illness Insurance covers a wide range of critical illnesses, like heart attack, stroke, cancer, Alzheimer鈥檚 disease, and many others.听You can review your Certificate of Coverage in your to see all benefits available to you.

What are a few 乐播传媒视频 Critical Illness plan highlights?

乐播传媒视频 Critical Illness Insurance stands out with comprehensive coverage to include plan highlights such as sudden cardiac arrest, COVID-19 hospitalization, skin cancer diagnosis, hospital confinement for pregnancy complications, and support for autism spectrum conditions.

Why do I need critical illness insurance if I already have medical coverage?

With deductibles, copays, coinsurance, and out-of-pocket maximums, medical expenses often exceed what insurance pays. Plans like 乐播传媒视频 Critical Illness Insurance help cover out-of-pocket costs and bridge the gap on what medical insurance pays.

Do I need to pay at the time of enrollment?

There is no out-of-pocket payment required for enrollment. Your employer will conveniently deduct your premium from your paycheck.

How does the claims process work, and what documentation is required?

Through a simple online form in your , we will ask you about the event and tell you what documents are needed. Then we will use our innovative event-based claims approach to automatically create all applicable claims, ensuring we maximize your benefits. You鈥檒l receive notifications 鈥� electronically or by mail 鈥� about your claims鈥� status along the way. For additional assistance, you can call us at (855) 810-3301.

You may also download the Group Critical Illness Insured/Patient Claim Statement Package and Wellness Insured/Patient Claim Statement Package.听

How do I access my online portal account?

Your online 乐播传媒视频 Portal gives you the ability to manage all your benefits in one convenient location. After you enroll, you鈥檒l receive an email invitation with a link to create your account. If you need additional support, call us at (855) 810-3301. Once your account is set up, you can聽.

Do I need to submit receipts on any items I buy with my benefits?

No. Your benefits can be used how you choose. 聽

Does my 乐播传媒视频 Critical Illness Insurance include wellness benefits?

Most 乐播传媒视频 Critical Illness policies include wellness benefits to promote a proactive approach to your health such as an annual physical at your doctors where you would have blood work done. Additional wellness benefits include Health Screenings, Behavioral Health visits, the Family Caregiver benefit, Mammography and Genetic Testing. These benefits may vary by state. You can check your Certificate of Coverage found in our for details.

What happens to my critical illness coverage if I retire or leave my company?

When you retire or leave the company, you may be eligible to continue coverage. You can check your Certificate of Coverage found in your聽聽for details. If your coverage terminates, you will be notified of all options that may be available to you.

Can I add or remove coverage for family members?

If your employer's plan includes coverage for family members, you likely only have the ability to make changes during annual enrollment or after a qualifying life status change, such as marriage, divorce, or birth of a child. Reach out to the benefits administrator at your company to discuss eligibility and make changes.

Whom can I contact if I need help?

Current members can call us at (855) 810-3301 with any questions. We are here to help you get the most out of your 乐播传媒视频 benefits.

Explore More

1听American Cancer Society, , 2024, accessed May 2024

2聽Centers for Disease Control and Prevention (CDC), , 5/15/2023, accessed May 2024

Policy Form Series: PLA-CI-POL23, PLA-CI-CERT23 Form numbers, provisions, and availability may vary by state. The state-approved form is the governing document.

乐播传媒视频 refers to 乐播传媒视频 and its subsidiary 乐播传媒视频 & Annuity Company. Insurance products can be issued in all states, except New York, by 乐播传媒视频 and in all states by 乐播传媒视频 & Annuity Company.听Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

No bank guarantee 鈥� Not a deposit 鈥� Not FDIC/NCUA insured 鈥� May lose value 鈥� Not insured by any federal government agency

Insurance product and rider guarantees, including optional benefits and any fixed crediting rates or annuity payout rates, are backed by the financial strength and claims-paying ability of the issuing insurance company and do not protect the value of the variable investment options. They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

WB-117A